The full picture
Pension Credit tops up the weekly income of older adults below a guaranteed minimum. Even £1 a week of Pension Credit can open the door to Housing Benefit, Council Tax Reduction, free NHS dental treatment, the Winter Fuel Payment, and Cold Weather Payments. Roughly 760,000 eligible pensioner households miss out, often because they assume they won't qualify. Because Pension Credit depends on household income and savings — figures we deliberately don't collect inside ATFY — we link you straight to the GOV.UK Pension Credit calculator instead of checking eligibility here.