Most carers miss out on thousands a year. Don't be one of them.
Up to £22.7 billion in UK care support goes unclaimed every year. Check what your family might be entitled to — Attendance Allowance, Carer's Allowance, Pension Credit and more — in around five minutes.
Pick a benefit
Browse the list below. Each card shows what it's for and how much it's typically worth a year.
Answer a few questions
A quick wizard walks through the eligibility rules — usually 5 to 8 questions — and prefills anything we already know.
Apply on gov.uk
If it looks like a likely match we point you straight at the official application — we never charge a fee or take a cut.
Most likely worth checking
Start here
The benefit most carers should look at first — fast to check, generous if you qualify.
Attendance Allowance
Extra money for older adults who need help with personal care because of a physical or mental condition.
Available in Wales
Every benefit, by who it helps
Each one links to gov.uk for the application itself — we just point you at the right door and tell you what to expect.
For the person you care for
Money paid directly to the person being cared for.
Special Rules for End of Life
What to know
A fast-track route for terminally-ill people to claim Attendance Allowance, PIP, ADP, PADP or Universal Credit at the highest rate, with no medical assessment and a decision in days. Triggered by an SR1 form from a healthcare professional.
Attendance Allowance
Check eligibility
Extra money for older adults who need help with personal care because of a physical or mental condition.
Industrial Injuries Disablement Benefit
Official links
Weekly payments for people whose disability was caused by a workplace accident or a recognised industrial disease. Worth up to £228.80 a week at 100% disablement (April 2026), paid on top of any other income or benefits.
Armed Forces Compensation Scheme
Official links
Compensation for serving and former service personnel injured or made ill by their service. Tiered tariff payments plus, in many cases, a Guaranteed Income Payment for life. The legacy War Pension Scheme covers injuries pre-2005; AFIP runs alongside as a PIP-equivalent.
Constant Attendance Allowance
Official links
A weekly top-up for people who receive Industrial Injuries Disablement Benefit at 100% or a War Pension and need daily attention. Four tiers from £45.85/week (part-time) to £183.40/week (exceptional).
Personal Independence Payment
Check eligibility
Weekly payment for working-age adults whose long-term condition or disability affects daily living or mobility.
Motability Scheme
What to know
Lease a brand-new car, scooter, powered wheelchair or wheelchair-accessible vehicle by exchanging the higher-rate mobility component of PIP, DLA, ADP, AFIP or War Pensioners' Mobility Supplement. Insurance, servicing and breakdown cover are included.
Disability Living Allowance (under-16s)
Official links
A non-means-tested benefit for children under 16 who need help with personal care or have walking difficulties because of a disability. Worth between £29 and £187 per week in 2026, depending on the level of care and mobility needs.
Funeral Expenses Payment
Official links
Help with the cost of a funeral for someone on certain means-tested benefits. Up to £1,000 toward general costs plus reasonable burial / cremation fees in England, Wales and NI. Scotland uses Funeral Support Payment with similar rates.
Winter Fuel Payment
Official links
A one-off £200–£300 payment toward winter heating bills for people over State Pension age. From winter 2024–25 onwards it is means-tested in England, Wales and Northern Ireland — only paid alongside Pension Credit or other passport benefits. Scotland has its own Pension Age Winter Heating Payment.
Cold Weather Payment
What to know
A £25 payment for each 7-day period of average temperature ≤ 0°C in your postcode area, paid automatically if you're on certain benefits. Scotland replaced this with a fixed £58.75 annual Winter Heating Payment in 2023 to remove weather-related uncertainty.
Pension Credit
Official links
Extra weekly income for older adults on a low income — unlocks a cluster of other support including Council Tax Reduction and free NHS dental care.
Free TV Licence (75+ on Pension Credit)
Official links
A free TV Licence for households where someone aged 75 or over receives Pension Credit. Worth £174.50 per year (April 2026). Apply via TV Licensing — not automatic, even if you're already on Pension Credit.
Blue Badge
Official links
A UK-wide parking concession for disabled people — disabled bays, up to 3 hours on yellow lines, free in many pay-and-display car parks. Hidden disabilities including dementia and autism are eligible since 2019.
Disabled Persons Railcard
Official links
A railcard giving 1/3 off most rail fares for the disabled person and a travelling companion across Great Britain. Costs £20 for 1 year or £54 for 3 years. Pays for itself in a couple of return journeys.
For you as a carer
Money or recognition for the unpaid carer.
Carer's Allowance
Check eligibility
Weekly payment for people who spend 35 or more hours a week caring for someone on a qualifying disability benefit.
Carer's Credit
Official links
Free National Insurance credits that protect your State Pension while you care for someone for 20 or more hours a week. No payment, no means test — but a meaningful add to your future pension if you're too young or earn too much for Carer's Allowance.
Carer Element of Universal Credit
Official links
An extra ~£202 per month on top of your Universal Credit if you spend at least 35 hours a week caring for someone with a qualifying disability benefit. Many UC claimants miss it because they don't know to tick the carer box.
Bereavement Support Payment
Official links
A lump sum plus 18 months of monthly payments for surviving spouses, civil partners or cohabiting parents when their partner dies, paid regardless of the survivor's income or savings.
Statutory Carer's Leave
What to know
A day-one employment right (April 2024) to take up to one week of unpaid leave per year to provide or arrange care for a dependant with a long-term care need. Available to all UK employees regardless of length of service.
For the home
Help with the cost of adapting or running a home.
Disabled Facilities Grant
Official links
Up to £30,000 (England) for home adaptations to help a disabled person live more independently — ramps, stairlifts, downstairs bathrooms, level-access showers and more. Means-tested for adults; free for under-19s.
Warm Home Discount
Official links
A £150 reduction on the winter electricity bill for older or low-income households. Automatic for most Pension Credit recipients, otherwise applied through the energy supplier.
Council care & support
Free assessments and council-funded services.
Council Tax Reduction
Official links
Means-tested discount on the council tax bill for people on a low income or claiming certain benefits — sometimes up to 100% off. Apply through your local council.
Council Tax Severe Mental Impairment (SMI) Disregard
Official links
A council tax discount for households where someone has been medically certified as severely mentally impaired — typically dementia, severe learning disability or stroke. Often unclaimed; can mean 25–100% off the bill.
Local Authority Care Needs Assessment
Official links
A free statutory assessment by your council of what care and support someone needs — the gateway to council-funded social care at home.
NHS care
Fully NHS-funded care for complex health needs.
NHS Continuing Healthcare
What to know
NHS-funded care package for people with complex, ongoing health needs — not means-tested, potentially funds all care costs.
NHS-Funded Nursing Care
What to know
NHS contribution to the nursing-care element of a care home placement when the resident has been assessed as needing registered-nurse input but doesn't qualify for full Continuing Healthcare. Worth roughly £240 per week (England 2026 rate).
NHS Low Income Scheme (HC2 / HC3)
Official links
Free or reduced-cost NHS prescriptions, dental treatment, sight tests, glasses and travel-to-hospital costs for people on low incomes who don't already qualify automatically.
Healthcare Travel Costs Scheme
Official links
Refunds the cost of travelling to NHS hospital appointments — by car (mileage), public transport or taxi (where medically necessary) — for people on certain benefits or with an HC2 / HC3 certificate.
Always free
No subscription, no upsell. Care funding info is free for everyone — signed in or not.
UK government sources
Every figure comes from gov.uk, mygov.scot or the equivalent — and we tell you when each one was last verified.
Your data stays yours
We don't share answers with HMRC, DWP, your council or anyone else. You apply on gov.uk in your own time.
Common worries
Frequently asked
The things carers ask us before they sit down with an application.
Is this really free?
Yes — completely. Care Funding Hub is part of the free tier of Always There For You. We don't charge fees, take a cut of any benefit awarded, or sell your data. We point you straight at the official government application.
Will applying for one benefit affect other ones (e.g. my pension)?
Some benefits interact — for example Carer's Allowance can affect a means-tested benefit the person you care for receives. Each benefit's detail page explains the trade-offs in plain English so you can make an informed choice before you apply.
Do I need an account to use this?
No. Browsing benefits and running an eligibility check is open to everyone. If you sign in, we can save your check, prefill questions from your circle's health profile, and notify you when a hospital stay or new condition unlocks new support.
Where do the figures come from?
Every rate, threshold and rule is sourced from gov.uk, mygov.scot, gov.wales and nidirect — the official government sites for each UK nation. The bottom of every benefit page shows when our team last verified the content.
Can you tell me exactly how much I'll get?
We can't — only DWP, Social Security Scotland, Department for Communities NI or your local council can give you a final award decision. We show the official annual range so you know roughly what to expect, then point you at gov.uk and Turn2us if you want a precise calculation.
What if I'm not eligible?
The wizard tells you up front, explains why, and suggests adjacent benefits or assessments that might fit instead — like a Local Authority Care Needs Assessment, which is free and statutory regardless of income.
Five minutes today could be thousands a year
Pick a benefit above and run a quick check — or browse the full list to see everything available in Wales.